Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- A Central State Bank Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-223-0500.
Quick Links
Today's Featured Rates
| Conventional Fixed Rate | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.125% | 7.180% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.625% | 6.713% | 0.000% |
| Government Loans | ||
| USDA/Rural Development 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.375% | 7.869% | 0.000% |
