Loan Center

We provide a wide variety of loans to fund that special purchase or help you invest in your family’s future.

Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Click Apply Now and complete the application.
When you have completed the application, click submit and your information will be reviewed.
A Central State Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-223-0500.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Loan Officer Search

The right Loan Officer can help make the process easy. Search for a Loan Officer now.

Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.